Zoho Invoice Alternative: Due On Time vs Zoho Invoice
Zoho Invoice is free and does more than most paid tools, so for many freelancers it is the better choice. Due On Time is an alternative if you invoice clients in more than one currency, want automatic late fees, or want a free invoice builder with no account at all; its paid plans start at $12 a month.
Zoho Invoice facts checked on 2 November 2026 on Zoho Invoice's own website; sources are listed below. Prices and features change, so check their site before you decide.
Zoho Invoice vs Due On Time at a glance
| Zoho Invoice | Due On Time | |
|---|---|---|
| Price | Free. Limits: 2 users, 500 invoices a year, 3 projects; "Powered by Zoho Invoice" branding on documents | Free plan; Starter $12/month ($120/year); Pro $27/month ($264/year) |
| Free plan | Yes, the whole product. Data of users inactive for over 180 days is deleted | Yes: unlimited invoices and PDF downloads, up to 3 clients, no email sending. Free invoice generator with no sign-up. |
| Card payment fee | No Zoho fee; the payment gateway (Stripe, PayPal, Square and others) charges its own | Stripe's own fees for your country, paid from your Stripe account; Due On Time adds 0% |
| Automatic payment reminders | Yes, 3 preset reminders, each before or after the due date | Yes, by email after the due date: up to 3 per invoice on Starter, unlimited on Pro |
| Automatic late fees | Not listed on Zoho Invoice's pages (Zoho Books and Zoho Billing have them) | Yes, on Pro: flat or a percent of the unpaid balance, once or repeating, with an optional cap |
| Recurring invoices | Yes, and a saved card can be charged automatically | Yes, weekly to yearly, on Starter and Pro (no automatic card charge) |
| Open tracking | Yes ("Email Insights") | Yes, on Starter and Pro |
| Currencies | Your base currency only | 15 currencies |
| Quotes, time tracking, client portal | Yes, all free | No time tracking or client portal |
| Mobile app | iOS, Android, Mac and Windows | No app; works in the phone browser |
What is Zoho Invoice?
Zoho Invoice is free invoicing software from Zoho for small businesses, consultants and freelancers, with quotes, time tracking, expenses, a client portal and payments. Zoho Books and Zoho Billing are its paid upgrades.
Where Zoho Invoice is better
- Free for everything it does, including quotes, time tracking, expenses with mileage and a client portal.
- Reminders can go before the due date as well as after, and invoices can go out by email, SMS or as a PDF on WhatsApp.
- About ten payment gateways, automatic card charges on recurring invoices, and apps for iOS, Android, Mac and Windows.
- A clear upgrade path to full accounting in Zoho Books.
Where Due On Time is better
- Invoices in 15 currencies; Zoho Invoice invoices only in your base currency.
- Automatic late fees on Pro; Zoho Invoice's own pages do not list them.
- A free invoice generator with no account, no limit on invoices and no branding on the PDF.
- No invoice cap: Zoho Invoice allows 500 invoices a year.
Should you choose Zoho Invoice or Due On Time?
Pick Zoho Invoice if you invoice in one currency and want quotes, time tracking and a client portal for free.
Pick Due On Time if you bill clients in several currencies, want late fees added for you, or just want a quick PDF with no account.
Read how automatic reminders, recurring invoices and Pay now work.
Frequently asked questions
Is Zoho Invoice really free?
Yes. Zoho calls it forever free. The limits are 2 users, 500 invoices a year and 3 projects, and documents carry "Powered by Zoho Invoice" branding. Zoho Books and Zoho Billing are the paid upgrades.
Can Zoho Invoice bill in different currencies?
No. Zoho's knowledge base says you can invoice only in your base currency. Due On Time invoices can be in any of 15 currencies.
Why choose Due On Time over Zoho Invoice?
If you invoice in several currencies, want automatic late fees (Pro) or want a no-account PDF builder. If you need time tracking, quotes or a client portal for free, Zoho Invoice is the better pick.
Does Due On Time have a mobile app like Zoho Invoice?
No. Due On Time is a web app that works in a phone browser; Zoho Invoice has apps for iOS, Android, Mac and Windows.
Sources
All checked on 2 November 2026.